Empowering Clients Through Knowledge Public Adjusters (PAs) play a critical role in bridging the gap between policyholders and insurance carriers. Their expertise often ensures policyholders receive fair claim settlements that align with their entitlements. However, one of the most significant challenges PAs deal with is educating clients about their policies, coverage limits, and rights. Misunderstanding […]
Author: Dick Wagner
Navigating Home Inspection Hurdles
Home inspectors must steer through a variety of challenges to ensure they provide an accurate and complete assessment of a property. They provide an unbiased evaluation of the property’s condition. Here are 15 common challenges: Limited Access to Certain Areas: Some parts of a property, like attics, crawl spaces, basements, or areas blocked by personal […]
Florida Real Estate Challenges
Florida’s real estate market has unique challenges due to its demographics, climate, and market volatility. Here are 10 common issues real estate agents face in Florida and some strategies to overcome them: 1. Hurricane Risk and Insurance Costs Challenge: Hurricanes can cause significant property damage, leading to higher insurance costs and potential property devaluation. Solution: […]
Can Public Adjusters Reduce Fraud
Public adjusters need to be vigilant about potential fraud by policyholders to ensure that claims are legitimate. Obviously, fraudulent claims harm insurance companies, but they can also damage a public adjuster’s reputation. Here are 25 things a PA can watch out for to help identify potential fraud: 1. Inflated or Exaggerated Damages Policyholders may claim […]
Home Inspectors Have Significant Liability
The last thing you need is for the buyer to sue you after they bought the property and then found an issue! Home inspectors carry significant liability, so it’s crucial to conduct thorough inspections and minimize potential risks. Most Property Inspectors follow a checklist of critical things to look for. However, here’s a comprehensive list […]
Do You Have Strategy, Good Communications, And Ethics?
Negotiating effectively as a public insurance adjuster requires a balance of strategy, communication, and ethics. Here are nine reasonable yet effective negotiation techniques to help settle claims in favor of the property owner. Most PA’s already use many of these strategies, but it’s worth reviewing them. Using these techniques, public insurance adjusters can advocate effectively […]
What To Do After A Catastrophe
Especially in Florida, hurricanes, tornadoes, wind, and even severe high temperatures can affect your business, home, and life. After a disaster like this, there are definite actions you should take to make sure you are safe, and that others can remain safe as well. Here are six simple suggestions that may help during a natural […]
Do This Before Buying A Home
Selling or buying a home is a significant financial transaction that involves careful consideration and meticulous attention to detail. Whether you are a wealthy property owner or purchasing your first home, avoiding common maintenance pitfalls can save you time, money, and stress. Here are key strategies to help homeowners navigate the complexities of home maintenance […]
Overcoming Common Challenges During Construction
Here are six challenges and what we do to overcome them. Reconstruction contractors play a pivotal role in repairing and remodeling properties, whether due to natural disasters, wear and tear, or the desire for modernization. However, our work is filled with challenges that require skill, experience, and resourcefulness to overcome. We explore some common issues […]
Understanding Mold in Your Home
Potential Hazards and the Mystery of Black Mold Mold is a common sight in many homes, often popping up in damp areas like bathrooms, basements, or around leaky pipes. While not all molds are harmful, some can pose risks to both the health of occupants and the structural integrity of the building. One notorious type […]